2024 Medicare Costs

Learn how 2025 Medicare changes could affect your coverage and costs. Review our 2025 Medicare Costs Overview or read the informational guides and articles below.

Average cost of Medicare Part A

If you or your spouse worked and paid Medicare taxes for the equivalent of 10 years (40 quarters), you qualify for premium-free Medicare Part A.

If you paid Medicare taxes for only 30-39 quarters, your 2025 Part A premium will be $285 per month. If you paid Medicare taxes for fewer than 30 quarters, your premium will be $518 per month.

Average cost of Medicare

Average cost of Medicare part B

The standard monthly premium for Medicare Part B is $185 per month in 2025.

Some Medicare beneficiaries may pay more or less per month for their Part B coverage. The Part B premium is based on your reported income from two years ago (2023).

Average cost of Medicare Part B

Average cost of Medicare Part C

In 2025, the nationwide average monthly premium for a Medicare Part C (Medicare Advantage) plan is $11.02 per month.²

Average cost of Medicare Part C (Medicare Advantage) by state and county

Average cost of Medicare Part D

The average 2025 Part D plan premium is $46.50 per month.³

Average cost of Medicare Part D

Medicare Supplement (Medigap) Costs

In 2025, the average Medicare Supplement (also called Medigap) plan premium was $150.51 per month.⁴ But the average cost of each type of Medigap plan can vary quite a bit from one plan type to another.

The average premium a Medicare Supplement Insurance (also called Medigap) plan can vary based on factors such as where you live, your age, your health status and more.

Average cost of Medicare Supplement Plans

Medicare Cost Articles

Medicare Extra Help, Medicare Savings Programs, Medicaid and PACE

You may qualify for certain government and private programs that offer help paying for some of the out-of-pocket costs associated with Medicare. Take a look at some of these programs and find out i...

Medicare Rate Increases in 2024

Some 2024 Original Medicare premium rates are lower than in 2023. Learn the Part A and Part B deductibles, premiums and more.

How Are Your Medicare Costs Calculated?

Some Medicare premiums are calculated based on your income, such as Medicare Part B and Medicare prescription drug coverage premiums. Learn about other Medicare costs and how they are calculated.

What Are Medicare Reimbursement Rates?

Medicare reimburses health care providers for services and devices they provide to beneficiaries. Learn more about Medicare reimbursement rates and how they may affect you.

How Much Does Medicare Cost for Married, Widowed and Divorced Couples?

Learn about Medicare costs for married, widowed and divorced couples so you can budget for changes in your circumstances and have peace of mind your healthcare is covered.

What Is a Medicare Part B Excess Charge and How Can You Avoid Paying Them?

Medicare beneficiaries who visit certain health care providers may have to pay Part B excess charges. Learn how to avoid these charges and find Medigap plans that cover Medicare excess charges.

Hierarchical Condition Categories: What Medicare Advantage Beneficiaries Need to Know

Hierarchical condition categories (HCC) are the groups of diagnoses you have that directly impact how much it costs your Medicare Advantage plan to take care of you. By addressing HCCs, you can hel...

Are Medicare Premiums Automatically Deducted from Social Security?

In many cases, you can have your Medicare premiums deducted from your Social Security check. Learn more and find out how to set up automatic Medicare deductions from your monthly Social Security be...

2023 Medicare Premiums at a Glance

The cost of some Medicare premiums increased from 2022 to 2023, but the Part B premium decreased. Find out how much Medicare costs, and learn some different ways to potentially save on costs.

How Do Different Parts of Medicare Cover Coronavirus (COVID-19) Treatment Costs?

How much can a Medicare beneficiary expect to pay out-of-pocket for coronavirus infection and COVID-19 treatment? Here we break down a hypothetical experience to illustrate how Medicare works for C...