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PriorityMedicare Key (HMO-POS) - H2320-022-002

4.5 out of 5 stars* for plan year 2024

$0.00

Monthly Premium

PriorityMedicare Key (HMO-POS) is a HMO-POS Medicare Advantage (Medicare Part C) plan offered by Priority Health

Plan ID: H2320-022-002

* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.

$0.00

Monthly Premium

Michigan Medicare beneficiaries may want to consider reviewing their Medicare Advantage (Medicare Part C) plan options. A Medicare Advantage plan combines your Original Medicare (Part A and Part B) benefits into a single plan.

Most Medicare Advantage plans cover prescription drugs, and many plans may offer other extra benefits Original Medicare doesn’t cover.

Learn more about Michigan Medicare Advantage plans like the one below and find a plan that offers the benefits you want at an affordable price.

Basic Costs and Coverage

CoverageDetails
Monthly plan premium$0.00
Vision coverage
Dental coverage
Hearing coverage
Prescription drugs
Medical deductible$0.00
Out-of-pocket maximum$5,000.00
Initial drug coverage limit$0.00
Catastrophic drug coverage limit$8,000.00
Primary care doctor visitIn-Network:

Doctor Office Visit:
Copayment for Primary Care Office Visit $0.00

POS (Out-of-Network):

Doctor Office Visit:
Coinsurance for Medicare Covered Primary Care Office Visit 50%. Deductible may apply.
Specialty doctor visitIn-Network:

Doctor Specialty Visit:
Copayment for Physician Specialist Office Visit $0.00 to $45.00

POS (Out-of-Network):

Doctor Specialty Visit:
Coinsurance for Medicare Covered Physician Specialist Office Visit 50%. Deductible may apply.

Prior Authorization may be required for Doctor Specialty Visit
Inpatient hospital careIn-Network:

Acute Hospital Services:
$320.00 per day for days 1 to 7
$0.00 per day for days 8 to 90

POS (Out-of-Network):
Coinsurance for Acute Hospital Services per Stay 50%. Deductible does apply.

Prior Authorization may be required for Acute Hospital Services
Urgent care
Urgent Care:
Copayment for Urgent Care $50.00

Worldwide Coverage:
Copayment for Worldwide Urgent Coverage $50.00

Copayment for Medicare Covered Urgent Care waived if you are admitted to hospital within 24 hours
Emergency room visit
Emergency Care:
Copayment for Emergency Care $120.00
Copayment for Medicare Covered Emergency Care waived if you are admitted to the hospital within 24 hours

Worldwide Coverage:
Copayment for Worldwide Emergency Coverage $120.00
Copayment for Worldwide Emergency Care waived if you are admitted to the hospital within 24 hours.

Copayment for Worldwide Emergency Transportation $270.00
Ambulance transportationIn-Network:

Ground Ambulance:
Copayment for Ground Ambulance Services $270.00

Air Ambulance:
Copayment for Air Ambulance Services $270.00


POS (Out-of-Network):

Ground Ambulance:
Copayment for Ground Ambulance Services $270.00

Air Ambulance:
Copayment for Air Ambulance Services $270.00

Please see Evidence of Coverage for Prior Authorization rules

Health Care Services and Medical Supplies

PriorityMedicare Key (HMO-POS) covers a range of additional benefits. Learn more about PriorityMedicare Key (HMO-POS) benefits, some of which may not be covered by Original Medicare (Part A and Part B).

CoverageDetails
Chiropractic servicesIn-Network:

Chiropractic Services:
Copayment for Medicare-covered Chiropractic Services $20.00
Copayment for Routine Care $20.00
  • Maximum 12 Routine Care every year
Copayment for X-ray $35.00
  • Maximum 1 Set every year

POS (Out-of-Network):

Chiropractic Services:
Coinsurance for Medicare Covered Chiropractic Services 50%
Deductible does apply
Diabetes supplies, training, nutrition therapy and monitoringIn-Network:

Diabetic Supplies and Services:
Copayment for Medicare-covered Diabetic Supplies $0.00
Copayment for Medicare-covered Diabetic Therapeutic Shoes or Inserts $0.00
Diabetic Supplies and Services limited to those from specified manufacturers when obtained from a retail or mail order pharmacy (Please see Evidence of Coverage)

POS (Out-of-Network):

Diabetic Supplies and Services:
Coinsurance for Medicare Covered Diabetic Supplies and Services 50%. Deductible does apply

Prior authorization may be required.
Durable medical equipment (DME)In-Network:

Durable Medical Equipment:
Coinsurance for Medicare-covered Durable Medical Equipment 20%

POS (Out-of-Network):
Coinsurance for Medicare-covered Durable Medical Equipment 30%. Deductible does apply.

Prior Authorization may be required for Durable Medical Equipment.
Diagnostic tests, lab and radiology services, and X-rays In-Network:

Outpatient Diag Procs/Tests/Lab Services:
Copayment for Medicare-covered Diagnostic Procedures/Tests $10.00
Copayment for Medicare-covered Lab Services $0.00 to $10.00


Outpatient Diag/Therapeutic Rad Services:
Copayment for Medicare-covered Diagnostic Radiological Services $160.00
Copayment for Medicare-covered Therapeutic Radiological Services
$25.00
Copayment for Medicare-covered X-Ray Services $35.00


POS (Out-of-Network):

50% per day, per provider, for Outpatient Diag Procs/Tests/Lab Services.
50% per day, per provider for Outpatient Diag/Therapeutic Rad Services.
Deductible does apply.

Prior Authorization may be required for Outpatient Diag Procs/Tests/Lab Services /Outpatient Diag/Therapeutic Rad Services
Home health careIn-Network:

Home Health Services:
Copayment for Medicare-covered Home Health Services $0.00

POS (Out-of-Network):

Copayment for Medicare-covered Home Health
Services $0.00. Deductible does apply.

Prior Authorization may be required for Home Health Services
Mental health inpatient careIn-Network:

Psychiatric Hospital Services:
$275.00 per day for days 1 to 6
$0.00 per day for days 7 to 90


POS (Out-of-Network):
Coinsurance for Psychiatric Hospital Services per Stay 50%.
Deductible does apply.

Prior Authorization may be required for Psychiatric Hospital Services
Mental health outpatient careIn-Network:

Outpatient Mental Health Services:
Copayment for Medicare-covered Individual Sessions $20.00
Copayment for Medicare-covered Group Sessions $20.00

POS (Out-of-Network):

Outpatient Mental Health Services:
Coinsurance for Medicare Covered Individual Sessions 50%
Coinsurance for Medicare Covered Group Sessions 50%

Deductible does apply.
Outpatient services/surgeryIn-Network:

Outpatient Hospital Services:
Copayment for Medicare Covered Outpatient Hospital Services $0.00 to $290.00

Outpatient Observation Services:
Copayment for Medicare Covered Observation Services - Per stay $120.00

Ambulatory Surgical Center Services:
Copayment for Ambulatory Surgical Center Services $290.00

POS (Out-of-Network):

Outpatient Hospital and ASC Services:
Coinsurance for Medicare Covered Ambulatory Surgical Center Services 50%
Coinsurance for Medicare Covered Outpatient Hospital Services 50%
Deductible does apply.

Prior Authorization may be required for Outpatient Hospital Services and Ambulatory Surgical Center Services
Outpatient substance abuse careIn-Network:

Outpatient Substance Abuse Services:
Copayment for Medicare-covered Individual Sessions $20.00
Copayment for Medicare-covered Group Sessions $20.00

POS (Out-of-Network):

Outpatient Substance Abuse Services:
Coinsurance for Medicare Covered Individual or Group Sessions 50%
Deductible does apply
Over-the-counter items In-Network:

Over-The-Counter (OTC) PLUS:
Copayment for Over-The-Counter (OTC) PLUS Items $0.00
You have a $100 allowance per quarter to use on OTC items. If eligible, this allowance can be used on healthy food and produce.

Maximum Plan Benefit of $100.00 every three months

Podiatry servicesIn-Network:

Podiatry Services:
Copayment for Medicare-Covered Podiatry Services $0.00 to $45.00

POS (Out-of-Network):

Podiatry Services:
Coinsurance for Medicare Covered Podiatry Services 50%.

Deductible does apply
Skilled Nursing Facility (SNF) careIn-Network:

Skilled Nursing Facility Services:
$0.00 per day for days 1 to 20
$203.00 per day for days 21 to 100

POS (Out-of-Network):
50% coinsurance per stay.
Deductible does apply.

Prior Authorization may be required for Skilled Nursing Facility Services

Dental Benefits

The following dental services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.

CoverageDetails
Dental care In-Network:
Medicare Covered Dental Services
Copayment for Medicare-covered Benefits $0.00 to $290.00

Routine (Non Medicare-covered) Dental:
$0 copay for two exams, two cleanings (regular or periodontal), one set of bitewing x-rays, one brush biopsy per year.

A $2,500 allowance to use towards simple (non-surgical extractions), fillings, crown repairs, and anesthesia when used in conjunction with the other services (see EOC for more details).

Maximum Plan Benefit of $2500.00 every year for Non Medicare-covered comprehensive services.

POS (Out-of-Network):

Medicare Covered Dental Services:
Coinsurance for Medicare Covered Comprehensive Dental 50%.
Deductible does apply

Prior Authorization may be required for Medicare-covered Dental.

Vision Benefits

The following vision services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage

CoverageDetails
Vision care In-Network:

Medicare Covered Vision Services:
$0 for annual glaucoma screenings.
$0 for Medicare-covered eyewear after cataract surgey.
$45 for each Medicare-covered exam to diagnose and treat diseases or conditions of the eye.
$0 for annual diabetic retinopathy screening.


Routine (Non-Medicare) Eye Exams & Eyewear
$0 copay for annual routine vision exam
$0 annual retinal imaging
$100 eyewear allowance to use towards eyeglasses (lenses and frames).


POS (Out-of-Network):
Routine (Non-Medicare) Eye Exams & Eyewear
Up to $50 reimbursement for routine eye exam
Up to $20 reimbursement for routine retinal imaging
Up to $100 reimbursement towards eyeglasses (lenses and frames). Deductible does not apply.

Medicare Covered Vision Care
50% Coinsurance for Medicare Covered vision care.
Deductible does apply.


Hearing Benefits

The following hearing services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.

CoverageDetails
Hearing careIn-Network:

Hearing Exams:
Copayment for Medicare Covered Benefits $0.00 to $45.00
Copayment for Routine Hearing Exams $0.00
  • Maximum 1 visit every year
Copayment for Fitting/Evaluation for Hearing Aid $0.00

Hearing Aids:
Copayment for Hearing Aids $295.00 to $1495.00
  • Maximum 2 Hearing Aids every year

POS (Out-of-Network):

Medicare Covered Hearing Services:
Coinsurance for Medicare Covered Hearing Exams 50%
Deductible does apply

Preventive Services and Health/Wellness Education Programs

The following services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.

CoverageDetails
Preventive services and health/wellness education programsIn-Network:
$0.00 copay for Medicare Covered Preventive Services:

Abdominal aortic aneurysm screening
Alcohol misuse screenings & counseling
Bone mass measurements (bone density)
Cardiovascular disease screenings
Cardiovascular disease (behavioral therapy)
Cervical & vaginal cancer screening
Colorectal cancer screenings
Depression screenings
Diabetes screenings
Diabetes self-management training
Glaucoma tests
Hepatitis B (HBV) infection screening
Hepatitis C screening test
HIV screening
Lung cancer screening
Mammograms (screening)
Nutrition therapy services
Obesity screenings & counseling
One-time Welcome to Medicare preventive visit
Prostate cancer screenings(PSA)
Sexually transmitted infections screening & counseling
Shots:
  • COVID-19 shots
  • Flu shots
  • Hepatitis B shots
  • Pneumococcal shots
  • Tobacco use cessation
Yearly "Wellness" visit


POS (Out-of-Network):

Medicare-covered Zero Dollar Preventive Services:
Coinsurance for Medicare Covered Medicare-covered Preventive Services 50%
Deductible does apply

When reviewing Michigan Medicare plans, be sure to find out if your doctors are part of the plan network. If a Medicare Advantage plan covers prescription drugs, make sure the plan formulary (list of drugs covered by the plan) includes your drugs.

You may be able to find plans in your part of Michigan that offer similar benefits at similar or lower prices than the plan above. Call 1-800-557-6059 TTY 711, 24/7 to speak with a licensed insurance agent who can help you compare plans.

Plan Documents

Links to plan documents

Michigan Counties Served

We represent carriers such as Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.

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