Anthem Medicare Advantage (Regional PPO) - R4487-001-000

3.5 out of 5 stars* for plan year 2025

$74.00

Monthly Premium

Anthem Medicare Advantage (Regional PPO) is a Regional PPO Medicare Advantage (Medicare Part C) plan offered by Anthem Blue Cross and Blue Shield

Plan ID: R4487-001-000

* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system.

$74.00

Monthly Premium

Kentucky and Indiana Medicare beneficiaries may want to consider reviewing their Medicare Advantage (Medicare Part C) plan options. A Medicare Advantage plan combines your Original Medicare (Part A and Part B) benefits into a single plan.

Most Medicare Advantage plans cover prescription drugs, and many plans may offer other extra benefits Original Medicare doesn’t cover.

Learn more about Kentucky and Indiana Medicare Advantage plans like the one below and find a plan that offers the benefits you want at an affordable price.

Enrollment may be limited to certain times of the year. See why you may be able to enroll.

Basic Costs and Coverage

Coverage	Details
Monthly plan premium	$74.00
Vision coverage
Dental coverage
Hearing coverage
Prescription drugs
Medical deductible	$0.00
Out-of-pocket maximum	$6,750.00
Initial drug coverage limit	$0.00
Catastrophic drug coverage limit	$2,000.00
Primary care doctor visit	In-Network: $0.00 copay
Specialty doctor visit	In-Network: $40.00 copay
Inpatient hospital care	Out-of-Network: 30% coinsurance per stay
Urgent care	Urgent Care: $35.00 copay
Emergency room visit	Emergency Care: $125.00 copay Worldwide Coverage: This plan covers urgent care and emergency services when traveling outside of the United States for less than six months. This benefit is limited to $100,000 per year.
Ambulance transportation	Ground Ambulance: $295.00 copay Per Trip Air Ambulance: $295.00 copay

Health Care Services and Medical Supplies

Anthem Medicare Advantage (Regional PPO) covers a range of additional benefits. Learn more about Anthem Medicare Advantage (Regional PPO) benefits, some of which may not be covered by Original Medicare (Part A and Part B).

Coverage	Details
Chiropractic services	In-Network: Medicare Covered Chiropractic Services: $15.00 copay
Diabetes supplies, training, nutrition therapy and monitoring	Out-of-Network: 40% coinsurance
Durable medical equipment (DME)	Out-of-Network: 40% coinsurance
Diagnostic tests, lab and radiology services, and X-rays	In-Network: Lab Services: $0.00 copay - $10.00 copay X-Rays: $50.00 copay - $110.00 copay Therapeutic Radiological Services: 20% coinsurance Outpatient Diagnostic Procedures/Tests: $0.00 copay - $145.00 copay Diagnostic Radiological Services: $50.00 copay - $345.00 copay
Home health care	Out-of-Network: 40% coinsurance
Mental health inpatient care	Out-of-Network: 30% coinsurance per stay
Mental health outpatient care	Out-of-Network: $60.00 copay
Outpatient services/surgery	Out-of-Network: Outpatient Hospital - Surgery: 40% coinsurance Observation Services: 40% coinsurance Ambulatory Surgical Center: 40% coinsurance
Outpatient substance abuse care	In-Network: Individual and Group Sessions: $40.00 copay
Over-the-counter items	This plan covers certain approved, non-prescription, over-the-counter drugs and health-related items, up to $35 every quarter. Unused OTC amounts do roll over to the next quarter. Unused OTC amounts expire at the end of the calendar year.
Podiatry services	In-Network: Medicare Covered Podiatry Services: $0.00 copay - $40.00 copay Routine Foot Care: $0.00 copay Unlimited routine foot care visits each year.
Skilled Nursing Facility (SNF) care	In-Network: Days 1 - 20: $0.00 per day / Days 21 - 100: $214.00 per day

Dental Benefits

The following dental services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.

Coverage	Details
Dental care	This plan covers 1 oral exam(s), and 1 cleaning(s) every year. In-Network: Medicare Covered Dental: $0.00 copay Preventive Dental Services: $0.00 copay

Vision Benefits

The following vision services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage

Coverage	Details
Vision care	In-Network: Medicare Covered Eye Exam: $0.00 copay - $40.00 copay Routine Eye Exam: $0.00 copay This plan covers 1 routine eye exam(s) every year. $69 maximum eye exam coverage amount. Medicare Covered Eye Wear: $0.00 copay

Hearing Benefits

The following hearing services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.

Coverage	Details
Hearing care	In-Network: Medicare Covered Hearing Exam: $40.00 copay Routine Hearing Exam: $0.00 copay for routine hearing exam(s). $0.00 copay for hearing aids up to the maximum plan benefit amount. This plan covers 1 routine hearing exam up to a $59 maximum plan benefit every year. $300 maximum plan benefit for over-the-counter hearing aids OR 1 routine hearing aid fitting evaluation and a $2,000 maximum plan benefit for prescribed hearing aids every year.

Coverage

Details

Hearing care

In-Network:
Medicare Covered Hearing Exam: $40.00 copay
Routine Hearing Exam: $0.00 copay for routine hearing exam(s). $0.00 copay for hearing aids up to the maximum plan benefit amount.
This plan covers 1 routine hearing exam up to a $59 maximum plan benefit every year. $300 maximum plan benefit for over-the-counter hearing aids OR 1 routine hearing aid fitting evaluation and a $2,000 maximum plan benefit for prescribed hearing aids every year.

Preventive Services and Health/Wellness Education Programs

The following services are covered, though there may be provider network restrictions. See the plan Evidence of Coverage.

Coverage	Details
Preventive services and health/wellness education programs	In-Network: $0.00 copay for Medicare Covered Preventive Services

When reviewing Kentucky and Indiana Medicare plans, be sure to find out if your doctors are part of the plan network. If a Medicare Advantage plan covers prescription drugs, make sure the plan formulary (list of drugs covered by the plan) includes your drugs.

You may be able to find plans in your part of Kentucky and Indiana that offer similar benefits at similar or lower prices than the plan above. Call 1-800-557-6059 TTY 711, 24/7 to speak with a licensed insurance agent who can help you compare plans.

Plan Documents

Links to plan documents

Kentucky Counties Served

Indiana Counties Served

We represent carriers such as Humana, UnitedHealthcare^®, Anthem Blue Cross and Blue Shield*, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.

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