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Medicare Advantage Plans in Cook County, IL

Looking for Medicare Advantage plans in Cook County? Enter your ZIP below to compare affordable monthly premium plans in your area.

Cook County, IL, is home to 56 Medicare Advantage (Medicare Part C) plans in 2025.

Learn more about Medicare Advantage in Illinois or call to speak with a licensed insurance agent who can help you compare Cook County Medicare Advantage plans and – if you're eligible – help you enroll.

We offer plans from Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.

2025 Chicago Medicare Advantage Plans


2025 Chicago Medicare Advantage plans can are typically HMO or PPO plans, though a wider range of plans is available.

Medicare Advantage plans in Chicago have one thing in common, though: they may offer additional benefits to go along with your Medicare Part A (hospital insurance) and Part B (medical insurance) coverage.

These additional benefits may include things like prescription drug coverage, dental, hearing, vision, transportation, fitness club memberships and more. Original Medicare (Part A and Part B) doesn't cover these additional benefits.

You can get help comparing Medicare Advantage plans in Chicago and all across Cook County by calling to speak with a licensed insurance agent, or you can start by exploring the list of 2025 Chicago Medicare Advantage plans below.

2025 Medicare Advantage plans in Cook County

2025 Medicare Advantage Plans in Cook
Number of unique plans56
Average monthly premium$11.08
Average (in-network) out-of-pocket maximum$4,878.38
Average Medicare Star Rating*3.29

While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2025.

The average monthly premium for Medicare Advantage plans in Cook is $11.08 per month in 2025, though there may be plans available where you live that feature different premiums.

Medicare Advantage plans in Cook County have an average Medicare Star Rating of 3.29 in 2025.* Plans rated four stars or higher are considered top-rated Medicare plans.

Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Illinois or wherever you may live.

* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. 2025 Star Ratings have not yet been released but will be updated on this page as soon as the data is available.

List of Medicare Advantage plans in Cook County

The following table includes cost information and other plan details for Medicare Advantage plans available in Cook in 2025.

Plan NamePlan CodeMonthly PremiumDeductibleOut of Pocket MaxPrescription Drug CoverageMedicare Star Rating
AARP Medicare Advantage from UHC IL-0001 (HMO-POS)H2802-025-000$26.00$340.00$2,900.00Yes4 out of 5 stars
AARP Medicare Advantage from UHC IL-0002 (HMO-POS)H2802-054-000$0.00$340.00$3,500.00Yes4 out of 5 stars
AARP Medicare Advantage from UHC IL-0004 (PPO)H8768-005-000$43.00$495.00$5,400.00Yes3 out of 5 stars
AARP Medicare Advantage from UHC IL-5 (PPO)H8768-010-000$0.00$495.00$6,700.00Yes3 out of 5 stars
AARP Medicare Advantage from UHC IL-8 (HMO-POS)H2802-024-000$0.00$340.00$2,900.00Yes4 out of 5 stars
AARP Medicare Advantage Patriot No Rx IL-MA01 (PPO)H8768-019-000$0.00N/A$6,700.00No3 out of 5 stars
Aetna Medicare Choice (PPO)H7301-013-000$0.00$590.00$4,750.00Yes4 out of 5 stars
Aetna Medicare Eagle (PPO)H5521-286-000$0.00N/A$4,900.00No4.5 out of 5 stars
Aetna Medicare Enhanced Select (PPO)H7301-015-000$176.00$590.00$1,500.00Yes4 out of 5 stars
Aetna Medicare Premier (HMO-POS)H1206-003-000$0.00$590.00$6,000.00YesPlan too new to be measured
Aetna Medicare Premier Plus (PPO)H5521-016-000$31.00$590.00$4,500.00Yes4.5 out of 5 stars
Aetna Medicare Prime (HMO-POS)H3192-001-000$0.00$590.00$4,900.00Yes3.5 out of 5 stars
Aetna Medicare Prime Chronic Care (HMO C-SNP)H1206-004-000$0.00$300.00$6,750.00YesPlan too new to be measured
Aetna Medicare Prime Chronic Value (HMO C-SNP)H1206-005-000$22.80$590.00$9,350.00YesPlan too new to be measured
Aetna Medicare Value (PPO)H5521-086-000$0.00$590.00$4,900.00Yes4.5 out of 5 stars
Aetna Medicare Value Plus (PPO)H7301-022-000$17.00$590.00$6,000.00Yes4 out of 5 stars
Cigna Preferred Medicare (HMO)H4513-085-000$0.00$0.00$2,350.00Yes4.5 out of 5 stars
Cigna Preferred Savings Medicare (HMO)H4513-086-000$0.00$0.00$4,500.00Yes4.5 out of 5 stars
Cigna Premier Medicare (HMO-POS)H4513-084-000$0.00$0.00$3,250.00Yes4.5 out of 5 stars
Cigna True Choice Courage Medicare (PPO)H7849-078-000$0.00N/A$5,100.00No3 out of 5 stars
Devoted CHOICE Illinois (PPO)H6545-001-000$0.00$590.00$4,150.00Yes3.5 out of 5 stars
Devoted CORE Illinois (HMO)H7151-001-000$0.00$590.00$3,200.00Yes4 out of 5 stars
Devoted GIVEBACK Illinois (HMO)H7151-003-000$0.00$590.00$8,850.00Yes4 out of 5 stars
Humana Community HMO Diabetes and Heart (HMO C-SNP)H1468-017-000$0.00$0.00$3,300.00Yes4 out of 5 stars
Humana Full Access H5216-412 (PPO)H5216-412-000$0.00$250.00$4,850.00Yes3.5 out of 5 stars
Humana Full Access H5216-412 (PPO)H5216-412-000$0.00$250.00$4,850.00Yes3.5 out of 5 stars
Humana Gold Choice H8145-006 (PFFS)H8145-006-000$38.00$590.00N/AYes4 out of 5 stars
Humana Gold Plus - Diabetes and Heart (HMO C-SNP)H1468-022-000$6.20$590.00$9,350.00Yes4 out of 5 stars
Humana Gold Plus Giveback H1468-021 (HMO)H1468-021-000$0.00$250.00$4,150.00Yes4 out of 5 stars
Humana Gold Plus Giveback H1468-021 (HMO)H1468-021-000$0.00$250.00$4,150.00Yes4 out of 5 stars
Humana Gold Plus H1468-013 (HMO)H1468-013-000$0.00$0.00$2,150.00Yes4 out of 5 stars
Humana USAA Honor Giveback (PPO)H5216-355-000$0.00N/A$5,500.00No3.5 out of 5 stars
Humana USAA Honor Giveback (PPO)H5216-258-000$0.00N/A$5,500.00No3.5 out of 5 stars
Humana USAA Honor Giveback (Regional PPO)R5361-001-000$0.00N/A$6,750.00No3.5 out of 5 stars
HumanaChoice H5216-013 (PPO)H5216-013-000$88.00$250.00$6,750.00Yes3.5 out of 5 stars
HumanaChoice H5216-251 (PPO)H5216-251-000$0.00$250.00$3,800.00Yes3.5 out of 5 stars
HumanaChoice H5216-283 (PPO)H5216-283-000$22.80$590.00$4,900.00Yes3.5 out of 5 stars
HumanaChoice R5361-002 (Regional PPO)R5361-002-000$104.00$590.00$7,200.00Yes3.5 out of 5 stars
Molina Medicare Choice Care (HMO)H2715-003-000$0.00$0.00$9,350.00YesNot enough data available
Molina Medicare Choice Care (HMO)H2715-003-000$0.00$0.00$9,350.00YesNot enough data available out of 5 stars
UHC Complete Care IL-7 (HMO-POS C-SNP)H2802-067-000$22.80$590.00$3,500.00Yes4 out of 5 stars
UHC Complete Care Support IL-1A (PPO C-SNP)H2001-038-000$22.80$590.00$9,350.00Yes4 out of 5 stars
Wellcare Giveback Open (PPO)H6713-002-000$0.00$420.00$5,000.00Yes3 out of 5 stars
Wellcare Patriot Giveback Open (PPO)H6713-003-000$0.00N/A$5,500.00No3 out of 5 stars
Wellcare Simple (HMO-POS)H1416-009-000$0.00$420.00$2,500.00Yes3.5 out of 5 stars
Wellcare Simple Essential (HMO)H5779-002-000$0.00$420.00$2,900.00Yes3 out of 5 stars
Wellcare Simple Essential Value (HMO)H5779-009-000$0.00$420.00$2,900.00Yes3 out of 5 stars
Wellcare Simple Exclusive (HMO)H5779-007-000$0.00$420.00$2,700.00Yes3 out of 5 stars
Wellcare Simple Open (PPO)H6713-001-000$0.00$420.00$3,200.00Yes3 out of 5 stars
Wellcare Simple Value (HMO-POS)H1416-082-000$0.00$420.00$2,500.00Yes3.5 out of 5 stars
Zing Choice IL (HMO)H4624-001-000$0.00$0.00$3,850.00Yesna
Zing Elite Diabetes & Heart IL (HMO C-SNP)H4624-028-000$0.00$0.00$3,200.00Yes3.5 out of 5 stars
Zing Elite Select IL (HMO)H4624-030-000$0.00$0.00$3,190.00Yes3.5 out of 5 stars
Zing ESRD Select IL (HMO C-SNP)H4624-029-000$0.00$0.00$4,950.00Yes3.5 out of 5 stars
Zing Essential Wellness Diabetes & Heart IL (HMO C-SNP)H4624-010-000$0.00$0.00$3,650.00Yes3.5 out of 5 stars
Zing Select Diabetes & Heart Complete IL (HMO C-SNP)H4624-027-000$0.00$590.00$9,350.00Yes3.5 out of 5 stars

Fall Medicare open enrollment in Chicago

Fall Medicare open enrollment is an important time of year for Chicago Medicare beneficiaries. Depending on your circumstances, this may be the only time of year to make changes to your 2025 Medicare coverage.

The 2024 Medicare open enrollment period lasts from October 15 to December 7.

Call to speak with a licensed insurance agent to find out if you're eligible to enroll in 2025 Medicare Advantage plans in Chicago.​

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