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Medicare Advantage Plans in Santa Cruz County, AZ
Looking for Medicare Advantage plans in Santa Cruz County? Enter your ZIP below to compare affordable monthly premium plans in your area.
Santa Cruz County, AZ, is home to 28 Medicare Advantage (Medicare Part C) plans in 2025.
Learn more about Medicare Advantage in Arizona or call to speak with a licensed insurance agent who can help you compare Santa Cruz County Medicare Advantage plans and – if you're eligible – help you enroll.
We offer plans from Humana, UnitedHealthcare®, Anthem Blue Cross and Blue Shield*, Aetna, Cigna Healthcare, Wellcare, or Kaiser Permanente.
2025 Medicare Advantage plans in Santa Cruz County
| 2025 Medicare Advantage Plans in Santa Cruz | |
|---|---|
| Number of unique plans | 28 |
| Average monthly premium | $14.58 |
| Average (in-network) out-of-pocket maximum | $6,303.57 |
| Average Medicare Star Rating* | 3.14 |
While the number of unique plans in any county can change slightly every year, the table above presents a good idea of what you can expect to see in 2025.
The average monthly premium for Medicare Advantage plans in Santa Cruz is $14.58 per month in 2025, though there may be plans available where you live that feature different premiums.
Medicare Advantage plans in Santa Cruz County have an average Medicare Star Rating of 3.14 in 2025.* Plans rated four stars or higher are considered top-rated Medicare plans.
Premiums, deductibles and other costs may vary. The numbers reported in the table above are taken from the Centers for Medicare & Medicaid Services (CMS). A licensed insurance agent will be able to help you review and compare costs for specific plans available in Arizona or wherever you may live.
* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. 2025 Star Ratings have not yet been released but will be updated on this page as soon as the data is available.
List of Medicare Advantage plans in Santa Cruz County
The following table includes cost information and other plan details for Medicare Advantage plans available in Santa Cruz in 2025.
| Plan Name | Plan Code | Monthly Premium | Deductible | Out of Pocket Max | Prescription Drug Coverage | Medicare Star Rating |
|---|---|---|---|---|---|---|
| AARP Medicare Advantage Access from UHC AZ-15 (PPO) | H2406-129-000 | $282.00 | $570.00 | $3,000.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage CareFlex from UHC AZ-17 (HMO-POS) | H5253-178-000 | $0.00 | $495.00 | $6,700.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC AZ-0008 (PPO) | H2406-063-000 | $36.00 | $420.00 | $5,100.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC AZ-0010 (PPO) | H2406-076-000 | $0.00 | $420.00 | $5,600.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage from UHC AZ-0013 (HMO-POS) | H5253-035-000 | $30.00 | $340.00 | $4,800.00 | Yes | 4 out of 5 stars |
| AARP Medicare Advantage Patriot No Rx AZ-MA01 (PPO) | H2406-077-000 | $0.00 | N/A | $4,900.00 | No | 4 out of 5 stars |
| Aetna Medicare Eagle (PPO) | H5521-329-000 | $0.00 | N/A | $4,900.00 | No | 4.5 out of 5 stars |
| Aetna Medicare Elite (PPO) | H5521-331-000 | $0.00 | $590.00 | $6,350.00 | Yes | 4.5 out of 5 stars |
| Aetna Medicare Sunrise (HMO-POS) | H3931-148-000 | $0.00 | $590.00 | $5,500.00 | Yes | 3.5 out of 5 stars |
| Aetna Medicare Value Plus (HMO-POS) | H3931-169-000 | $4.60 | $590.00 | $5,500.00 | Yes | 3.5 out of 5 stars |
| Devoted CHOICE Arizona (PPO) | H6586-002-000 | $0.00 | $590.00 | $5,900.00 | Yes | Not enough data available |
| Devoted CHOICE GIVEBACK Arizona (PPO) | H6586-006-000 | $0.00 | $590.00 | $8,300.00 | Yes | Not enough data available |
| Devoted LIBERTY CHOICE Arizona (PPO) | H6586-005-000 | $0.00 | N/A | $5,900.00 | No | Not enough data available |
| Humana USAA Honor Giveback (PPO) | H5216-436-001 | $0.00 | N/A | $4,900.00 | No | 3.5 out of 5 stars |
| HumanaChoice Giveback H5216-435 (PPO) | H5216-435-001 | $0.00 | $0.00 | $7,850.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice H5216-263 (PPO) | H5216-263-000 | $0.00 | $300.00 | $5,600.00 | Yes | 3.5 out of 5 stars |
| HumanaChoice R7220-001 (Regional PPO) | R7220-001-000 | $0.00 | N/A | $5,600.00 | No | 3.5 out of 5 stars |
| HumanaChoice R7220-002 (Regional PPO) | R7220-002-000 | $43.00 | $590.00 | $7,900.00 | Yes | 3.5 out of 5 stars |
| UHC Complete Care Support AZ-1A (PPO C-SNP) | H2001-036-000 | $12.70 | $590.00 | $9,350.00 | Yes | 4 out of 5 stars |
| UHC Dual Complete AZ-S001 (HMO-POS D-SNP) | H0321-002-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3.5 out of 5 stars |
| Wellcare Dual Align (HMO D-SNP) | H5590-010-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3 out of 5 stars |
| Wellcare Dual Liberty (HMO D-SNP) | H5590-008-000 | $0.00 | $0.00 | $9,350.00 | Yes | 3 out of 5 stars |
| Wellcare Giveback (HMO) | H0351-054-000 | $0.00 | $420.00 | $8,300.00 | Yes | 3 out of 5 stars |
| Wellcare Patriot Giveback Open (PPO) | H8553-002-000 | $0.00 | N/A | $5,000.00 | No | 2.5 out of 5 stars |
| Wellcare Simple (HMO) | H0351-053-000 | $0.00 | $420.00 | $5,000.00 | Yes | 3 out of 5 stars |
| Wellcare Simple Open (PPO) | H8553-001-000 | $0.00 | $420.00 | $6,000.00 | Yes | 2.5 out of 5 stars |
| Wellcare Specialty Simple (HMO C-SNP) | H0351-057-000 | $0.00 | $420.00 | $7,500.00 | Yes | 3 out of 5 stars |
| Wellpoint Medicare Advantage (HMO-POS) | H1423-009-000 | $0.00 | $0.00 | $3,000.00 | Yes | 3 out of 5 stars |